Employee Benefits
Retirement Funds & Group Risk Benefits
For most employers, providing a retirement fund and group risk benefits is a cornerstone of their employee value proposition. These benefits not only give employees peace of mind and financial security, but they also help employers attract, retain, and support talent in a competitive market.
Group risk benefits—such as life cover, disability protection, and funeral benefits—work together with retirement funds to create a safety net for employees and their families. When combined, they ensure that employees are not only preparing for a dignified retirement but are also protected against unexpected events during their working years.
However, navigating the benefits landscape can be daunting. There is a plethora of product options available, each with varying structures, costs, and levels of cover. With increasing regulatory requirements and evolving employee expectations, employers face the challenge of balancing affordability with meaningful benefits that truly make an impact.
At NobleHawk, we simplify this complexity. We work alongside both employers and employees to design benefit structures that are practical, sustainable, and aligned with your organisation’s unique needs. Our advice is independent and impartial, ensuring that the retirement fund and risk benefits selected are not only cost-effective but also fit for purpose.
Our focus goes beyond simply recommending products—we provide:
- Tailored advice that matches the needs of your workforce with the right mix of retirement and risk benefits.
- Clarity and transparency in a market often clouded by jargon and complexity.
- Ongoing support and communication, so both employers and employees understand and appreciate the value of their benefits.
- Sustainable solutions that deliver quality service without compromising affordability.
By partnering with NobleHawk, you gain the confidence that your employee benefits strategy is designed to protect your people today while building financial security for their tomorrow.
Employee Benefits
Beyond the mandatory benefits, many companies offer additional, non-statutory benefits to attract and retain top talent. Our services include the following:
Fund Benefit Structure
& Design
Whether your organisation participates in an umbrella fund or manages a stand-alone fund, the benefit structure and governance play a critical role in ensuring long-term success.
We assist employers and trustees by:
Our goal is to build retirement funding solutions that are sustainable, transparent, and deliver meaningful outcomes for members.
We assist employers and trustees by:
- Designing fund structures that are aligned with workforce demographics, salary structures, and affordability.
- Providing guidance on the choice between umbrella and stand-alone arrangements, based on governance capacity, cost efficiency, and flexibility.
- Ensuring robust governance practices are in place, including regular fund reviews, transparent decision-making, and compliance with regulatory requirements.
- Working with service providers to ensure accountability, consistent service delivery, and alignment with the agreed strategy.
Our goal is to build retirement funding solutions that are sustainable, transparent, and deliver meaningful outcomes for members.
Group Risk Benefits Design
& Solutions
Group risk benefits provide vital protection for employees and their families in the event of unforeseen circumstances such as death, disability, or critical illness.
NobleHawk designs and implements group risk solutions that:
Our consultative approach ensures that your organisation’s group risk benefits remain relevant, affordable, and impactful.
NobleHawk designs and implements group risk solutions that:
- Offer appropriate levels of cover to meet the diverse needs of employees.
- Ensure cost-effectiveness by balancing employer budgets with meaningful protection.
- Include tailored solutions such as death, income protection, funeral benefits, and critical illness cover where required.
- Are regularly reviewed to keep pace with market developments, changes in workforce demographics, and evolving employee needs.
Our consultative approach ensures that your organisation’s group risk benefits remain relevant, affordable, and impactful.
Human
Resources Alignment
Employee benefits cannot exist in isolation—they must be integrated with your organisation’s broader HR policies and practices.
We assist HR teams by:
This holistic approach ensures that employee benefits and HR practices reinforce one another, driving both organisational success and employee loyalty.
We assist HR teams by:
- Ensuring benefit structures are consistent with company policies and aligned to the overall employee value proposition.
- Advising on policy development and review, including disability management, and retirement practices.
- Supporting HR in building a workplace culture where benefits are not just a cost but a tool for engagement, retention, and employee wellbeing.
This holistic approach ensures that employee benefits and HR practices reinforce one another, driving both organisational success and employee loyalty.
Member Communication
Even the best-designed benefits lose value if employees don’t understand or appreciate them. We believe clear and consistent communication is vital for employee engagement.
We provide:
By bridging the knowledge gap, we help employees see the true value of their benefits, increasing engagement and satisfaction.
We provide:
- Written communication – including newsletters, benefit guides, and explanatory notes that make complex information easy to understand.
- Verbal communication – through presentations, workshops, and one-on-one sessions to ensure members fully understand their retirement and risk benefits.
- Ongoing education initiatives to empower employees to make informed decisions about their financial futures.
By bridging the knowledge gap, we help employees see the true value of their benefits, increasing engagement and satisfaction.
